The CM Punjab Parwaz Card Program 2026 has officially opened for applications, bringing a major opportunity for entrepreneurs across Punjab. Under the leadership of Maryam Nawaz, the Punjab government is offering interest-free business loans up to Rs. 30 lakh to help startups and small businesses grow.
The deadline is now confirmed.
📅 Last Date to Apply: 05 March 2026
If you are planning to launch a business or expand an existing one, this scheme could be a game changer.
What Is CM Punjab Parwaz Card Program 2026?
The CM Punjab Parwaz Card Program 2026 is a government-backed Qarz-e-Hasna (interest-free loan) initiative. Borrowers repay only the principal amount. No markup. No hidden charges.
The main aim is simple:
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Promote entrepreneurship
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Reduce unemployment
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Support SMEs and startups
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Empower women and youth
This scheme targets residents of Punjab who want to build sustainable businesses.
Loan Tiers and Key Benefits
Interest-Free Financing
Applicants can receive up to Rs. 30 lakh without paying any interest.
Two Flexible Loan Tiers
Tier 1
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Loan up to Rs. 5 lakh
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No collateral required
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Ideal for startups and small businesses
Tier 2
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Loan up to Rs. 30 lakh
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Collateral required
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Suitable for established businesses
Special Priority Categories
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Women entrepreneurs
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Youth under 35
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First-time business owners
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Green and eco-friendly businesses
This makes the CM Punjab Parwaz Card Program 2026 more inclusive and accessible.
Eligibility Criteria
To apply, you must:
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Be a resident of Punjab
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Age between 25 to 55 years
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Have a valid CNIC
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Possess NTN (National Tax Number)
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Be a registered tax filer
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Have a business plan or registered business
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Maintain a clean credit history
Collateral is mandatory for loans above Rs. 5 lakh.
Required Documents
Prepare clear scanned copies of:
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CNIC (Front & Back)
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Passport-size photo
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NTN certificate
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Business plan
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Business registration (if available)
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Latest utility bill
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Bank account details
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Property documents (for Tier 2)
Incomplete documents may delay approval.
How to Apply Online
The CM Punjab Parwaz Card Program 2026 application process is fully online.
Step 1: Visit the Official Portal
Access the Punjab government’s official Parwaz Card portal.
Step 2: Create an Account
Register using your CNIC, mobile number, and email address.
Step 3: Fill the Application Form
Enter personal details, business information, and select your loan tier.
Step 4: Upload Documents
Attach all required documents clearly.
Step 5: Submit & Track
Submit the application and save your tracking ID. You can check status online using CNIC.
Repayment Structure
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Grace period: Usually 3 months
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Tenure: Up to 5 years
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Monthly installments
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No interest charges
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Early repayment allowed
Loans are transferred directly to the applicant’s bank account after verification.
Why Apply Before 05 March 2026?
Funding is limited. District-wise quotas apply.
With thousands expected to apply, early submission may speed up processing.
Missing the deadline means waiting for the next cycle.
Final Thoughts
The CM Punjab Parwaz Card Program 2026 is one of Punjab’s biggest entrepreneurship support initiatives this year. With interest-free financing and simplified online procedures, it offers real support to serious business owners.
If you qualify, don’t delay.
Apply before 05 March 2026 and turn your business idea into reality.
FAQs
1. What is the last date for CM Punjab Parwaz Card Program 2026?
The last date to apply is 05 March 2026.
2. What is the maximum loan amount?
Applicants can get up to Rs. 30 lakh under Tier 2.
3. Is collateral required?
Collateral is required only for loans above Rs. 5 lakh.
4. Is the loan really interest-free?
Yes, it is a Qarz-e-Hasna scheme. No markup is charged.
5. How can I check my application status?
You can track your application online using your CNIC or tracking ID.
