The Punjab government has officially announced the last date for the CM Punjab Parwaz Card 2026. Entrepreneurs now have time until 05 March 2026 to submit their online applications.
This interest-free loan scheme is already creating buzz among youth and small business owners across Punjab. With loans of up to Rs. 30 lakh under Qarz-e-Hasna, it offers real financial relief without markup.
If you are planning to launch a startup or expand your business, this could be your big opportunity.
What Is CM Punjab Parwaz Card 2026?
The CM Punjab Parwaz Card 2026 is a government-backed initiative introduced under the leadership of Maryam Nawaz Sharif to promote entrepreneurship in Punjab.
The program provides interest-free loans to:
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Small and medium enterprises (SMEs)
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Youth entrepreneurs
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Women-led businesses
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Startups across Punjab
Borrowers only return the principal amount. No interest. No hidden charges.
The main goal is simple. Reduce unemployment and strengthen the local economy.
Loan Details and Key Features
Here’s a quick overview of the scheme:
Loan Tiers
Tier 1
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Loan up to Rs. 5 lakh
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No collateral required
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Ideal for startups and small businesses
Tier 2
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Loan up to Rs. 30 lakh
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Collateral required
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Best for established businesses
Major Benefits
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100% interest-free financing
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Repayment period up to 5 years
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Grace period of around 3 months
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Early repayment allowed
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Priority for women and youth under 35
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Special consideration for eco-friendly and solar businesses
Who Can Apply?
To qualify for the CM Punjab Parwaz Card 2026, applicants must:
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Be a resident of Punjab
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Be aged 25 to 55 years
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Have a valid CNIC
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Possess an NTN
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Be a registered tax filer
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Have a business plan or registered business
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Maintain a clean credit history
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Provide collateral for loans above Rs. 5 lakh
Incomplete information can lead to delays or rejection.
Required Documents
Applicants should prepare scanned copies of:
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CNIC (front and back)
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Passport-size photo
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NTN certificate
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Business plan
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Business registration certificate (if available)
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Latest utility bill
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Bank account details
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Property documents (for Tier 2 loans)
How to Apply Online?
The application process for CM Punjab Parwaz Card 2026 is fully online.
Step-by-Step Process
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Visit the official Punjab government Parwaz Card portal.
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Register using CNIC, mobile number, and email.
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Fill in personal and business details.
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Select your loan tier.
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Upload required documents.
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Submit the application and save your tracking ID.
Applicants can track their status using CNIC or tracking ID.
What Happens After Submission?
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CNIC and NTN verification
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Business feasibility assessment
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Approval notification via SMS or email
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Loan disbursement directly into bank account
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Monthly installment repayment after grace period
Due to limited district-wise quotas and high demand, early applications are strongly recommended.
Why This Program Matters in 2026
With rising inflation and high commercial bank interest rates, the CM Punjab Parwaz Card 2026 offers real relief. It reduces dependency on private lenders and empowers local entrepreneurs.
Thousands of small businesses are expected to benefit this year.
The deadline is close. Missing 05 March 2026 could mean waiting another year.
FAQs
1. What is the last date to apply for CM Punjab Parwaz Card 2026?
The deadline is 05 March 2026.
2. Is the loan completely interest-free?
Yes, it is based on Qarz-e-Hasna. Only the principal amount is repaid.
3. Is collateral required for all applicants?
No. It is only required for loans above Rs. 5 lakh.
4. Can women entrepreneurs apply?
Yes. Women-led businesses are given priority.
5. How long is the repayment period?
The repayment tenure is up to 5 years.
